Jurisdiction reference
Romania
Regulator: ASF Romania. License/registration context: Registration. 18 VASP/entity records are tracked by Plexo Institute in Romania. Official registry source: EU Markets in Crypto-Assets Regulation (MiCA). Data last updated: 2026-09-24.
Regulated under EU MiCAR: ART/EMT stablecoin rules applicable since Jun 30, 2024; broader CASP rules since Dec 30, 2024.
Regulatory Status
- Jurisdiction code
- RO
- Regime
- Registration
- Regulator
- ASF Romania
- Governing law
- AML Law / MiCA
- Travel Rule
- Enforced
- Tracked entities
- 18
- Recognized stablecoin backing
- fiat-backed, crypto-backed, commodity-backed
- Yield-bearing stablecoins
- Restricted
- Currency
- RON
Regulatory approach
Autoritatea de Supraveghere Financiară (ASF) is the primary financial sector supervisor.
Licensed entities in Romania
21 regulated-entity records tracked in Romania by Plexo Institute.
| Entity | Status | License type |
|---|---|---|
| Agricover Payments | Licensed | Payment Institution (PI) |
| BRD Finance IFN | Licensed | Payment Institution (PI) |
| BT Direct Ifn | Licensed | Payment Institution (PI) |
| C Solution | Licensed | Payment Institution (PI) |
| Capital Financial Services | Licensed | E-Money Institution (EMI) |
| Credex Ifn | Licensed | Payment Institution (PI) |
| Europayment Services | Licensed | Payment Institution (PI) |
| Filbo Pay | Licensed | E-Money Institution (EMI) |
| Finqware | Licensed | Payment Institution (PI) |
| Heyblu Financial Services Ifn | Licensed | E-Money Institution (EMI) |
| Meridiana-Transfer de Bani | Licensed | Payment Institution (PI) |
| Mobile Distribution | Licensed | Payment Institution (PI) |
| Netopia Financial Services | Licensed | Payment Institution (PI) |
| Smart Fintech | Licensed | Payment Institution (PI) |
| Smith & Smith | Licensed | Payment Institution (PI) |
| Speed Transfer Financiar | Licensed | Payment Institution (PI) |
| Tbi Money Ifn | Licensed | Payment Institution (PI) |
| Token Payment Services | Licensed | Payment Institution (PI) |
| Transfer Rapid Electronic | Licensed | Payment Institution (PI) |
| Unicredit Consumer Financing Ifn | Licensed | Payment Institution (PI) |
| Westaco | Licensed | Payment Institution (PI) |
Relationship Graph
Jurisdiction FAQ
Who regulates Romania?
The current Plexo Institute record lists ASF Romania as the regulator for Romania.
How many VASPs are tracked in Romania?
18 VASP/entity records are tracked by Plexo Institute in Romania.
What is the Travel Rule status in Romania?
The current Plexo Institute record lists the Travel Rule status for Romania as Enforced.
Source Evidence
This profile is compiled from official legislation and regulator records. Source confidence: official source evidence.