Jurisdiction reference
Luxembourg
Regulator: CSSF. License/registration context: Registration. 35 VASP/entity records are tracked by Plexo Institute in Luxembourg. Official registry source: EU Markets in Crypto-Assets Regulation (MiCA). Data last updated: 2026-09-24.
Luxembourg has long embraced fintech, being home to major e-money and payment institutions (e.g., PayPal, Amazon Payments Europe). Under MiCAR, stablecoins (EMTs and ARTs) must now follow strict licensing, reserve, and disclosure rules. The Commission de Surveillance du Secteur Financier (CSSF) is the national competent authority, supervising CASPs and stablecoin issuers. Luxembourg is positioning itself as an EU hub for compliant stablecoin issuance, leveraging its established e-money and fund industries.
Regulatory Status
- Jurisdiction code
- LU
- Regime
- Registration
- Regulator
- CSSF
- Governing law
- AML Law / MiCA
- Travel Rule
- Enforced
- Tracked entities
- 35
- Recognized stablecoin backing
- fiat-backed, crypto-backed, commodity-backed
- Yield-bearing stablecoins
- Restricted
- Currency
- EUR
Regulatory approach
The CSSF is Luxembourg's financial regulator, supervising banks, funds, and virtual asset service providers
Licensed entities in Luxembourg
42 regulated-entity records tracked in Luxembourg by Plexo Institute.
| Entity | Status | License type |
|---|---|---|
| Coinbase Luxembourg | Licensed | MiCAR CASP |
| 3S Money | Licensed | E-Money Institution (EMI) |
| AIEU Services | Licensed | E-Money Institution (EMI) |
| Airbnb Payments Luxembourg | Licensed | Payment Institution (PI) |
| Amazon Payments Europe S.C.A | Licensed | E-Money Institution (EMI) |
| B2C2 Europe | Licensed | MiCAR CASP |
| Banking Circle | Licensed | MiCAR EMT Issuer |
| bitFlyer EUROPE | Licensed | Payment Institution (PI) |
| Bitstamp Europe | Licensed | Payment Institution (PI) |
| Bridge Building | Licensed | MiCAR CASP |
| Clearstream Banking | Licensed | MiCAR CASP |
| Como DL | Licensed | Payment Institution (PI) |
| Convera Europe | Licensed | Payment Institution (PI) |
| CPS Europe | Licensed | E-Money Institution (EMI) |
| CYBERservices Europe | Licensed | Payment Institution (PI) |
| Dock Financial | Licensed | E-Money Institution (EMI) |
| dtcpay Luxembourg | Licensed | E-Money Institution (EMI) |
| eBay S.à r.l | Licensed | Payment Institution (PI) |
| J. P. Morgan Mobility Payments Solution | Licensed | E-Money Institution (EMI) |
| LianLian Europe | Licensed | E-Money Institution (EMI) |
| Luxhub | Licensed | Payment Institution (PI) |
| Mangopay | Licensed | E-Money Institution (EMI) |
| Mercedes pay | Licensed | E-Money Institution (EMI) |
| Monex Europe | Licensed | Payment Institution (PI) |
| Olky Payment Service Provider | Licensed | Payment Institution (PI) |
| Payconiq International | Licensed | Payment Institution (PI) |
| Paytm Europe Payments | Licensed | Payment Institution (PI) |
| PingPong Europe | Licensed | Payment Institution (PI) |
| PIPO Luxembourg | Licensed | Payment Institution (PI) |
| PPRO Payment Services | Licensed | Payment Institution (PI) |
| Ripple Payments Europe | Licensed | E-Money Institution (EMI) |
| Satispay Europe | Licensed | E-Money Institution (EMI) |
| Sogexia | Licensed | Payment Institution (PI) |
| Standard Chartered Luxembourg | Licensed | E-Money Institution (EMI) |
| Stokr | Licensed | MiCAR CASP |
| Swissquote Bank Europe | Licensed | MiCAR CASP |
| Unzer Luxembourg | Licensed | Payment Institution (PI) |
| Vivid Money | Licensed | E-Money Institution (EMI) |
| Wallee Europe | Licensed | E-Money Institution (EMI) |
| Worldline Financial Services | Licensed | Payment Institution (PI) |
| Xgd Europe | Licensed | Payment Institution (PI) |
| Zodia Custody | Licensed | MiCAR CASP |
Relationship Graph
Jurisdiction FAQ
Who regulates Luxembourg?
The current Plexo Institute record lists CSSF as the regulator for Luxembourg.
How many VASPs are tracked in Luxembourg?
35 VASP/entity records are tracked by Plexo Institute in Luxembourg.
What is the Travel Rule status in Luxembourg?
The current Plexo Institute record lists the Travel Rule status for Luxembourg as Enforced.
Source Evidence
This profile is compiled from official legislation and regulator records. Source confidence: official source evidence.