Jurisdiction reference
France
Regulator: AMF / ACPR. License/registration context: Registration. 129 VASP/entity records are tracked by Plexo Institute in France. Official registry source: AMF DASP Register. Data last updated: 2026-09-24.
France has transitioned from its national PACTE framework to the EU's comprehensive Markets in Crypto-Assets (MiCA) regulation. Stablecoin provisions entered into force on June 30, 2024, making France's regime live. The framework distinguishes between two main types of stablecoins: e-money tokens (fiat-backed, issued by credit or e-money institutions) and asset-referenced tokens (backed by baskets of assets). Both require authorization from the ACPR, maintain strict reserve requirements, and are prohibited from offering interest to holders. France implemented a transitional period through July 1, 2026, allowing existing digital asset service providers to continue operations while obtaining MiCA compliance. France has authorized Circle as an e-money institution issuer (USDC and EURC), with Schuman Financial and Société Générale Forge also authorized as EMT issuers. The Banque de France oversees stablecoins used as means of payment, while the ACPR supervises stablecoin issuers and the AMF supervises crypto-asset service providers.
Regulatory Status
- Jurisdiction code
- FR
- Regime
- Registration
- Regulator
- AMF / ACPR
- Governing law
- PACTE Law 2019 / MiCA
- Travel Rule
- Enforced
- Tracked entities
- 129
- Recognized stablecoin backing
- fiat-backed, crypto-backed, commodity-backed
- Yield-bearing stablecoins
- Restricted
- Currency
- EUR
Regulatory approach
The ACPR is France's prudential regulator responsible for licensing and supervising stablecoin issuers under MiCA. It acts as the competent authority for e-money tokens and asset-referenced tokens, reviewing applications and ensuring compliance with reserve requirements, governance, and risk management standards. The Autorité des Marchés Financiers (AMF) supervises crypto-asset service providers (CASPs) and handles the broader crypto-asset regulatory framework. The Banque de France maintains oversight of stablecoins used as means of payment to protect monetary stability and financial system integrity.
Licensed entities in France
Showing 100 of 129 regulated-entity records tracked in France by Plexo Institute.
| Entity | Status | License type |
|---|---|---|
| Banque Delubac et Cie | Licensed | MiCAR CASP |
| Caceis Bank | Licensed | MiCAR CASP |
| Goin SAS | Licensed | MiCAR CASP |
| Societe Generale - Forge | Licensed | MiCAR CASP |
| 1point6 | Licensed | E-Money Institution (EMI) |
| 2SF - Société des services Fiduciaires | Licensed | Payment Institution (PI) |
| ADP Gestion des paiements | Licensed | Payment Institution (PI) |
| Aether Financial Services | Licensed | Payment Institution (PI) |
| Africa Rapidtransfer | Licensed | Payment Institution (PI) |
| Alma | Licensed | Payment Institution (PI) |
| Alphacap Digital Assets SAS | Licensed | MiCAR CASP |
| Alsolia | Licensed | Payment Institution (PI) |
| American Express carte France | Licensed | Payment Institution (PI) |
| Aplo | Licensed | Payment Institution (PI) |
| Aplo SAS | Licensed | MiCAR CASP |
| Arkea Financements & Services | Licensed | Payment Institution (PI) |
| Avenapay | Licensed | Payment Institution (PI) |
| BCB Payments | Licensed | E-Money Institution (EMI) |
| BDM France | Licensed | Payment Institution (PI) |
| Bitstack Digital Assets SAS | Licensed | MiCAR CASP |
| Blockchain Process Security (b.p.s.) SAS | Licensed | MiCAR CASP |
| Blocknodes SAS | Licensed | MiCAR CASP |
| BNC | Licensed | Payment Institution (PI) |
| Bpce Financement | Licensed | Payment Institution (PI) |
| Bpifrance Investissement | Licensed | MiCAR CASP |
| Brink's Payment Services | Licensed | Payment Institution (PI) |
| Cafineo | Licensed | Payment Institution (PI) |
| CashBee | Licensed | Payment Institution (PI) |
| Centralpay | Licensed | E-Money Institution (EMI) |
| Cetip | Licensed | Payment Institution (PI) |
| Checkout | Licensed | E-Money Institution (EMI) |
| Circle Internet Financial Europe SAS | Licensed | E-Money Institution (EMI) |
| Cnova Pay | Licensed | E-Money Institution (EMI) |
| Coinhouse | Licensed | Payment Institution (PI) |
| Coinhouse SAS | Licensed | MiCAR CASP |
| Coinshares Asset Management | Licensed | MiCAR CASP |
| Cometh SAS | Licensed | MiCAR CASP |
| Compagnie de l'Arc Atlantique | Licensed | Payment Institution (PI) |
| Concentrix Payment Services France SAS | Licensed | Payment Institution (PI) |
| Coruscant | Licensed | Payment Institution (PI) |
| Créalfi | Licensed | Payment Institution (PI) |
| Credit Agricole Payment Services | Licensed | Payment Institution (PI) |
| Crédit financier lillois | Licensed | Payment Institution (PI) |
| Crédit moderne Antilles Guyane | Licensed | Payment Institution (PI) |
| Crédit moderne Océan Indien | Licensed | Payment Institution (PI) |
| CrossQuantum | Licensed | Payment Institution (PI) |
| Deblock | Licensed | E-Money Institution (EMI) |
| Deblock SAS | Licensed | MiCAR CASP |
| Deskoin SAS | Licensed | MiCAR CASP |
| Domino | Licensed | Payment Institution (PI) |
| Edenred Paiement | Licensed | E-Money Institution (EMI) |
| Effyis Europe | Licensed | Payment Institution (PI) |
| Ezyness | Licensed | E-Money Institution (EMI) |
| Fdj Services | Licensed | Payment Institution (PI) |
| FIFA Clearing House | Licensed | Payment Institution (PI) |
| Financière des paiements électroniques | Licensed | Payment Institution (PI) |
| Finary SAS | Licensed | MiCAR CASP |
| Finctek UE SAS | Licensed | MiCAR CASP |
| Fintecture | Licensed | Payment Institution (PI) |
| Fipto PI | Licensed | Payment Institution (PI) |
| Fipto PI SAS | Licensed | MiCAR CASP |
| Flowdesk Europe SAS | Licensed | MiCAR CASP |
| Franfinance | Licensed | Payment Institution (PI) |
| FRANFINANCE La Réunion | Licensed | Payment Institution (PI) |
| Glas SAS | Licensed | Payment Institution (PI) |
| GoCardless SAS | Licensed | Payment Institution (PI) |
| Goin | Licensed | Payment Institution (PI) |
| Helloasso | Licensed | Payment Institution (PI) |
| Heoh Payments | Licensed | Payment Institution (PI) |
| Heuro | Licensed | E-Money Institution (EMI) |
| Heuro SAS | Licensed | MiCAR EMT Issuer |
| Hexarq | Licensed | Payment Institution (PI) |
| Hexarq SAS | Licensed | MiCAR CASP |
| High Connexion | Licensed | Payment Institution (PI) |
| HiPay | Licensed | Payment Institution (PI) |
| Iceblock SAS | Licensed | MiCAR CASP |
| Iliad 78 | Licensed | Payment Institution (PI) |
| Iyu Europe | Licensed | Payment Institution (PI) |
| Jcb International France SAS | Licensed | Payment Institution (PI) |
| Keyrock FR SAS | Licensed | MiCAR CASP |
| LA Banque Postale Consumer Finance | Licensed | Payment Institution (PI) |
| Lemonway | Licensed | Payment Institution (PI) |
| Leonod | Licensed | MiCAR CASP |
| Linxo | Licensed | Payment Institution (PI) |
| Loisirs finance | Licensed | Payment Institution (PI) |
| Lydia Solutions | Licensed | E-Money Institution (EMI) |
| LYF | Licensed | E-Money Institution (EMI) |
| Lyra Collect | Licensed | Payment Institution (PI) |
| Maif Paiements | Licensed | Payment Institution (PI) |
| Market Pay | Licensed | E-Money Institution (EMI) |
| Ménafinance | Licensed | Payment Institution (PI) |
| Mereau Finance SAS | Licensed | MiCAR CASP |
| Merge Money | Licensed | E-Money Institution (EMI) |
| Meria SAS | Licensed | MiCAR CASP |
| Metal Gear SAS | Licensed | MiCAR CASP |
| Mipise Payment Services | Licensed | Payment Institution (PI) |
| Mon Ami Poto | Licensed | E-Money Institution (EMI) |
| Monext | Licensed | Payment Institution (PI) |
| MoneyGlobe | Licensed | Payment Institution (PI) |
| Morning | Licensed | E-Money Institution (EMI) |
Browse all 129 records in the regulated-entity registry, including the remaining 29 in France.
Relationship Graph
Jurisdiction FAQ
Who regulates France?
The current Plexo Institute record lists AMF / ACPR as the regulator for France.
How many VASPs are tracked in France?
129 VASP/entity records are tracked by Plexo Institute in France.
What is the Travel Rule status in France?
The current Plexo Institute record lists the Travel Rule status for France as Enforced.
Source Evidence
This profile is compiled from official legislation and regulator records. Source confidence: official source evidence.