Jurisdiction reference

Australia

Regulator: AUSTRAC. License/registration context: Registration. 2 VASP/entity records are tracked by Plexo Institute in Australia. Official registry source: AUSTRAC DCE Register. Data last updated: 2026-09-24.

Australia regulates stablecoins under its general financial services laws (Corporations Act), with ASIC guidance (INFO 225) classifying them as derivatives or managed investment schemes. Issuers must hold an Australian Financial Services License (AFSL). Draft legislation proposing a specific "Tokenised Stored Value Facility" category was released in Oct 2025 but is not yet enacted. (25-250MR); no-action relief until June 30, 2026 for certain stablecoin distribution. ASIC primary regulator; coordination with APRA (prudential) likely; framework still developing; expected 1:1 backing requirements.

Regulatory Status

Jurisdiction code
AU
Regime
Registration
Regulator
AUSTRAC
Governing law
AML/CTF Act 2006
Travel Rule
Enforced
Tracked entities
2
Recognized stablecoin backing
fiat-backed, crypto-backed, commodity-backed, algorithmic
Yield-bearing stablecoins
Restricted
Currency
AUD

Regulatory approach

ASIC: Primary regulator for market conduct, consumer protection, crypto-asset service providers; issues guidance and exemptions; oversees distribution and licensing. APRA: Expected to provide prudential oversight for systemically important stablecoin issuers or bank-issued stablecoins. Dual-regulator model with ASIC leading market conduct and APRA handling prudential supervision (anticipated)

Licensed entities in Australia

2 regulated-entity records tracked in Australia by Plexo Institute.

Regulated entities tracked in Australia
EntityStatusLicense type
Exchange instruments list Registered DCE Registration
Scams involving cryptocurrency ATMs Registered DCE Registration

Stablecoin laws in Australia

Primary legal texts Plexo Institute tracks for Australia.

  • INFO 225: Digital Assets - Financial Products and Services (Updated - In Force) (enacted 2025-10-29)

    Following Consultation Paper 381, the proposed updates were made to INFO 225. The recently updated INFO 225 aims to improve clarity and respond to the rapid developments of digital assets’ business models. Fiat-backed stablecoins will be considered Non-Cash Payment (‘NCP’) facilities.; Deviating from the draft exposure Payment System Modernisation reforms, which would classify fiat-backed stablecoins as funds rather than a financial product. Algorithmic stablecoins are likely to be considered as derivatives. Additionally, transitional relief is proposed.

  • APRA Cross-Industry Prudential Standards 230 (In Force) (enacted 2025-07-01)

    As per CPS 230, all regulated entities must:; Effectively manage its operational risks, and set and maintain appropriate standards for conduct and compliance; Maintain its critical operations within tolerance levels through severe disruptions; Manage the risks associated with the use of service providers. These provisions are aimed to support risk management expectations in relation to digital asset-related risk management policies. It is imperative that these provisions are completed before the next renewal date, or 1 July 2026.

  • Payments Licensing Reform Consultation (enacted 2024-01-01)

    Consultation on extending Stored-Value Facility (SVF) regime to cover payment stablecoins with APRA oversight.

  • Digital Asset Platforms (DAP) Reform (enacted 2024-01-01)

    Proposal to require DAPs, like custody providers and exchanges, to hold an AFSL and comply with capital and disclosure standards.

  • Treasury Laws Amendment Bill 2025 (Regulating Digital Asset, and Tokenised Custody, Platforms) (Enacting)

    This Bill has yet to be read by the Parliament. This Bill aims to integrate digital asset platforms and tokenised custody platforms into the Australian Financial Services Licenses framework (‘ASFL’) Digital Asset Platforms will need to comply with both general Australian Financial Services obligations and tailored digital-asset obligations (such as custody, disclosure and technology standards)

  • Treasury Laws Amendment Bill 2025 (Payments System Modernisation and Amendment of the Corporations Act 2001) (Enacting)

    Under this Bill, the non-cash payment facilities will be repealed and replaced with two new financial products. Most Stablecoins will most likely to fall under the Tokenised Store Value Facility (Tokenised SVFs) category (Tranche 1A) This reform largely follows Stablecoin regulation frameworks in the EU, HK and SGP, which regulate stablecoins and payment services based on activity and risk.

Regulatory events in Australia

Dated regulatory developments Plexo Institute tracks for Australia, most recent first.

Central bank digital currency in Australia

Plexo Institute tracks 1 central bank digital currency programme in Australia.

  • eAUD — Status: Research · Central bank: Reserve Bank of Australia (RBA) · Model: Wholesale · Technology: Ethereum-based pilot (ConsenSys)

Relationship Graph

Jurisdiction FAQ

Who regulates Australia?

The current Plexo Institute record lists AUSTRAC as the regulator for Australia.

How many VASPs are tracked in Australia?

2 VASP/entity records are tracked by Plexo Institute in Australia.

What is the Travel Rule status in Australia?

The current Plexo Institute record lists the Travel Rule status for Australia as Enforced.

Source Evidence

This profile is compiled from official legislation and regulator records. Source confidence: official source evidence.